RESIDENTIAL MORTGAGES
Purchase a home, refinance your existing mortgage, get a home improvement loan, consolidate your debt, or take out cash for any purpose.
HOME PURCHASE: You need a mortgage company that can answer your questions, provide accurate estimates and close your transaction on time. Put our experience to work for you.
We have the programs to sut your needs. We feature conforming, jumbo, no
income verification, or no doc loans and many others.
• purchase loans with as little as 0% down
• first time home buyer programs including teacher loans with no money down
• no income/no asset programs up to 100%
• piggyback loans (80/20) to eliminate PMI and reduce monthly payments
• fixed and adjustable (ARM) rate loans
• land contract loans
• buy down loans to reduce your initial interest rate
• no point loans
REFINANCE: We offer extremely competitive rates for refinancing loans with low closing costs.
• no income/no asset programs
• piggyback loans (80/20) to eliminate PMI and reduce monthly payments
• fixed & adjustable (ARM) rate loans
• home equity loans (debt consolidation/home improvement)
• buy down loans to reduce your initial interest rate
• no point loans
• credit problems and bankruptcy- we'll work with you
• lock or float your rate - you decide! |
HOME EQUITY
Use the equity in your home for the following:
• consolidate your debts
• home improvements
• buy another house or investment property
• pay for college expense
How about anything else you can think of?
• up to 125% home equity loans and credit line
• up to 100% stated income on 2nd mortgages or stated equity |
COMMERCIAL LOANS
We offer various programs for purchasing or refinancing commercial property with low closing costs.
Apartment buildings-5 units and up, mix-use properties, industrial (warehouse), churches, SBA loans, gas stations, hospitals, office buildings, retail shopping, ranches and farms. |
All programs are subject to qualifying criteria. |
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